How to Earn Money Online Without Investment

Want to know how to make money online without investment in Pakistan? do not worry; We’ve got you covered.

Post-Covid, everyone is trying to generate a side income to sustain livelihood in Pakistan’s ever-increasing inflation. So at AcademiaMag, we decided to create a complete guide on how to make money online.

Pakistan has seen phenomenal growth in the freelancing industry in recent years. Freelancers earned $216.788 million in fiscal year 2021-2022.

So there are a lot of possibilities for people who want to work online, generate side income, or work full-time.

Before we list the websites to earn online, we must understand one thing. There are many survey websites out there to earn money but don’t fall for them. The only legitimate way to make money online is to sell your skills or products.

Best Online Earning Websites in Pakistan 2022

Since most people want to earn money without investment, we will share ways to generate income online with minimum investment. So you can earn good income without worrying about investment.

Start freelancing.

Freelancing is trending in 2022, mainly because you don’t need money to get started. You can sell any service on freelancing platforms, whether you are an artist who illustrates or someone who can write.

Here are the top freelance websites in 2022.


Fiverr is the best website to earn money online with investment. This is the top freelancing website in Pakistan. You can offer any service on this platform. Fiverr is a gig-based freelance platform where you can start selling your services for $5.

Fiverr offers an opportunity for everyone, whether you are a complete beginner or an expert in your field.

Here are the most profitable services you can sell on Fiverr:

  • Proofreading and editing
  • Design book cover
  • Logo Designing
  • Virtual Assistant
  • Advertising campaigns
  • Creating a video greeting or introduction
  • Digital Marketing
  • Writing an essay


Unlike Fiverr, Upwork offers opportunities to professionals. Upwork enables professionals, agency owners, and contractors to find jobs on the platform. Upwork focuses on long-term projects. Freelancers work with companies for years.

Those working in specific fields bid on jobs to get freelancing contracts.

To bid on Upwork, you need Connect. Initially, Upwork provides freelancers with 80 connections for free. Once you have used up all of your free Connects, you must purchase a monthly subscription.

After you complete the work, a client leaves a review on your profile which helps you generate more clients in the future.

Freelancer is an easy-to-use freelancing platform in Pakistan. Freelancers can easily create a profile on and start selling. Free members are given 8 offers per month. has opted for a milestone payment system, meaning you will be paid after achieving certain goals.

Be an influencer.

Influencers are highly paid, whether they work with brands or make money from monetization. Becoming a freelancer gives you many benefits such as:

  • You work on your own.
  • You are not dependent on any brand or website.
  • Here are websites you can use:


We often see advertisements on YouTube videos, but most people don’t know that YouTubers are paid huge amounts of money to display advertisements on their channels. This is one of the best ways to earn money online without investment in Pakistan.

To get started on YouTube, you need content, and it needs to be original. YouTube monetizes content with its video and display banner ads. YouTube pays creators according to their category. Education, finance, and marketing are among the highest paying positions.

You don’t need to create a serious form of content. You can create funny content, ASMRs, vlogs, etc.

Here is a list of the highest paying YouTube niches.

  • Social media marketing
  • Finance and Investments
  • Educational videos
  • Photography and Filmmaking.
  • Cars
  • Lifestyle
  • Fashion and clothing
  • entertainment
  • cooking

Instagram / Facebook

  • Becoming an influencer on Instagram and Facebook is easier than ever. With the inclusion of Reels, people are seeing rapid growth in their accounts.
  • Most people don’t know that social media influencers make millions through brand sponsorships, product reviews, etc.
  • You need to pick a niche to get started on social media websites like Instagram and Facebook. It could be fashion, cooking, or anything else that interests you. Then, you should focus on the market trends and invest your efforts consistently over a long period of time.
  • Once you have a certain level of following and exposure, brands automatically start approaching you for sponsorship.

Start a blog.

  • Blogging has been here for ages. This can be a fun project for those who like to write. You can start your blog with just 5 Thousand rupees.
  • This is a great way to make money online because it allows you to work whenever you want. You are not dependent on any platform like Fiverr, Upwork, or YouTube. So you are not bound by the terms and policies of the companies.
  • To start a blog, once you know what your blog will be about, you should choose a niche. Then you need to proceed to purchase domain and web hosting. You can use WordPress to create a free website.
  • After the website is ready, you can start posting content. Content will eventually rank on Google through SEO optimization and start seeing traffic to your blog.

How to choose the best way to earn money online in Pakistan?

While reading this article, you may have questions about which online earning method is best for you.

This is not something you should worry about.

  • Try freelancing if it doesn’t feel right then leave to go to YouTube. If you don’t like YouTube, leave it. Start your own blog. Eventually, you will find something that piques your interest.
  • Remember success lies in your hard work and consistency. There is no such thing as instant money.
  • I hope this article has helped you on how to make money online with investment in Pakistan.
  • Keep learning, keep growing!

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